How Parker Law Firm Injury Lawyers Helps After a Fort Worth Uber Accident
A Fort Worth Uber accident lawyer sorts out which insurance policy applies and who is responsible, so you are not left arguing with several adjusters at once. Rideshare claims often involve the Uber driver’s personal insurer, the rideshare company’s insurer, and sometimes another driver’s insurer, and each may point at the others.
When you hire us, we:
- Determine the Uber driver’s app status at the time of the crash
- Request trip records, the crash report, photos, and witness statements
- Identify every available insurance policy, including uninsured and underinsured coverage
- Calculate your full damages, including future medical care and lost earning capacity
- Handle communications with the insurance adjusters
- Take your case to court if the insurers won’t pay what the claim is worth
We prepare every rideshare case as if it will go to trial. That gives you the strongest position in negotiations.
How Does Uber Insurance Work in Texas?
Coverage depends on what the Uber driver was doing when the crash happened. Texas regulates rideshare companies as transportation network companies under Chapter 1954 of the Texas Insurance Code, which sets minimum insurance for drivers logged into the app.
In general, there are three periods:
- App off. The driver is a private motorist. Only their personal auto policy applies.
- App on, waiting for a ride request. Rideshare insurance applies with lower limits, usually on top of or instead of the driver’s own policy.
- Ride accepted or passenger on board. Higher rideshare coverage applies, including coverage for passengers and for people hurt by the Uber driver.
Personal auto policies often exclude rideshare driving, so the insurers may dispute which policy pays. We use app records and the facts of the crash to pin that down.
Who Can File an Uber Accident Claim?
Anyone hurt because of a rideshare driver’s negligence, or hurt while riding in an Uber, may have a claim. That includes:
- Uber passengers
- Drivers and passengers in other vehicles
- Pedestrians and bicyclists
- Uber drivers hit by another motorist
If you were a passenger and another driver caused the crash, you can claim against that driver’s insurer. If their coverage is too small, the rideshare policy’s uninsured or underinsured motorist coverage may apply.
What Should I Do After an Uber Crash in Fort Worth?
Treat it like any serious car accident, and also save the rideshare details. These steps help:
- Call 911 and get a police report.
- Screenshot the trip in your app, including the driver’s name, vehicle, and route.
- Get the other driver’s information and take photos of the vehicles and the scene.
- Get medical care right away, even if you feel fine.
- Report the crash in the app, but keep it short and factual.
- Don’t give a recorded statement to any insurer before you understand your rights.
Who Is Liable for an Uber Accident?
The person whose negligence caused the crash is responsible. That may be the Uber driver, another motorist, or both.
Common causes include distracted driving from phones and navigation, speeding, fatigue from long shifts, unsafe pickups and drop-offs, illegal turns, and drunk or impaired driving. Other parties can share fault, such as a vehicle owner who allowed an unsafe driver to use a car, a mechanic, or a manufacturer of a defective part.
Texas uses modified comparative fault with a 51% bar. If you are 50% or less at fault, your compensation is reduced by your share. At 51% or more, you recover nothing. Insurers often use this rule to shift blame, so evidence matters.
What Compensation Can I Recover After an Uber Accident?
You can seek both financial losses and the personal harm the crash caused. The amount depends on your injuries, how they affect your work and life, and the insurance available.
Economic damages include medical bills, rehabilitation, future care, lost wages, reduced earning capacity, and property damage.
Non-economic damages include pain and suffering, mental anguish, disfigurement, physical impairment, and reduced quality of life.
Common injuries in rideshare crashes include whiplash, back and neck injuries, broken bones, traumatic brain injury, and spinal cord injuries. If you lost a family member, see our Fort Worth wrongful death lawyer page.
How Long Do I Have to File an Uber Accident Lawsuit in Texas?
You generally have two years from the date of the crash to file a lawsuit. If you miss the deadline, you usually lose the right to sue. App data, dashcam footage, and nearby video can be lost much sooner, so call early.
Uber or Lyft: Does It Matter?
The legal rules are largely the same. Both companies are covered by the same Texas law, and both claims turn on the driver’s app status and fault. If your crash involved a Lyft driver, see our Fort Worth Lyft accident lawyer page. If it involved a traditional cab, see our taxi accident page, because taxis are insured and regulated differently.
About Brad Parker
Uber Accident Lawyer Fort Worth, TX FAQs
How much does an Uber accident lawyer cost in Fort Worth?
Parker Law Firm Injury Lawyers handles Uber accident cases on a contingency fee. You pay nothing upfront, and you don't owe attorney's fees unless we recover money for you. The fee is a percentage of the recovery agreed in writing before we start, and our fee will never exceed your recovery. We explain the exact terms during your free case review.
Can I sue Uber after a crash in Fort Worth?
Usually your claim is against the at-fault driver and the insurance that covers that driver. Uber treats its drivers as independent contractors, which makes a direct claim against the company harder. But Uber's insurance policy can still pay your claim when the driver was logged into the app. We review whether any other party, such as a vehicle owner or another motorist, also shares fault.
I was an Uber passenger. Who pays my medical bills?
If your Uber driver caused the crash, the rideshare insurance that covers trips in progress is usually the main source of payment. If another driver caused it, that driver's insurer is responsible first, and the rideshare policy's uninsured or underinsured coverage may help if their coverage is too small. Your own PIP coverage may also pay medical bills and part of your lost income.
What if the Uber driver was not logged into the app?
Then the crash is treated like any other car accident. The driver's personal auto insurance is the main coverage, and the rideshare company's policy generally does not apply. That is why the app's trip records matter. We gather them early to show exactly what the driver was doing when the crash happened.
How long do I have to file an Uber accident claim in Texas?
You generally have two years from the date of the crash to file a personal injury lawsuit in Texas. Insurance companies also expect prompt notice of a claim, and evidence such as app data and video can disappear. Talking to a lawyer early gives us time to preserve it.
Visit Our Fort Worth Office
Parker Law Firm Injury Lawyers – Fort Worth Office
209 N Hampton St, Fort Worth, TX 76102
- Monday – Friday 8:00 am – 5:00 pm
- Saturday – Sunday Closed