Attorney Brad Parker explains that you are going to have to establish the liability of the person who hit you and then turn around and make a claim against your own insurance company for underinsured/ uninsured motorist coverage. It is not an easy process and most insurance companies will fight their own insured by trying to minimize the claim. Insurance companies typically assert that, you were not really hurt, it was a pre-existing injury or you are a malingerer.
Your own insurance company will oftentimes fight that the other party was not liable for the accident and therefore underinsured/uninsured motorist coverage does not apply. It is a very complicated process and that is another reason why you absolutely need to hire a board certified personal injury lawyer in order to help you navigate these treacherous waters. Contact attorney Bradley Parker in Bedford, Texas for a complimentary strategy session at (817)-503-9200.